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Travel Insurance - definition of a terminal prognosis?

Markv
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I have stage 4 Prostate cancer but I'm currently in remission (since Aug 25). My prognosis is 4-5 years

Nationwide/Aviva travel insurance says the following under the "What is not covered" part of the policy document - "

"Any insured person booking a trip or travelling when they have received a terminal

prognosis"

They do not define what a terminal prognosis is despite the fact that their document is 50 pages long!

I had a look on Google AI and this is what I found 

"Aviva Nationwide FlexPlus travel insurance generally excludes coverage for trips booked or undertaken after receiving a terminal prognosis. A terminal prognosis is typically defined in this context as an incurable condition with a life expectancy of less than 12 months, or as advised by a medical professional"

I think it's irresponsible for them not to include a definition.

Has anyone investigated this?

Parents
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    Hi Mark,  I have stage 4 breast cancer.  My oncologist said it is not terminal as my life expectancy is longer than 12 months.  I used Insurancewith and they were very reasonable.

  • in reply to leelaloo

    Hi Lee

    Saw your post and just wanted to say hello and hope you are doing well. Had my scans now awaiting results, you know the fun part. Are you still having the Denosumab for your bones? I have a problem of a gum infection and may have to temporarily discontinue it while a tooth is removed to lower risk of osteonecrosis of jaw, one of the possible side effects of Denosumab. When this episode has settled down were off for a break abroad, meanwhile a city break to Bath. Your Iceland trip and the visit to the Blue Lagoon must be getting near. 

    Ed

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  • in reply to leelaloo

    Hi Lee

    Saw your post and just wanted to say hello and hope you are doing well. Had my scans now awaiting results, you know the fun part. Are you still having the Denosumab for your bones? I have a problem of a gum infection and may have to temporarily discontinue it while a tooth is removed to lower risk of osteonecrosis of jaw, one of the possible side effects of Denosumab. When this episode has settled down were off for a break abroad, meanwhile a city break to Bath. Your Iceland trip and the visit to the Blue Lagoon must be getting near. 

    Ed

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