Hi, 

I’ve been down this path before. 

The problem is that there is no formal definition of a terminal diagnosis. The nearest I’ve found is “death is imminent - expected within six weeks”. I wouldn’t trust AI for this task as it often hallucinates.

I always answer NO to this question and expand on both my diagnosis and my prognosis later in the process. My stage 4 diagnosis was classed as incurable and my worst prognosis was before treatment at between 2 and 12 months. I unexpectedly survived, but I still need to disclose my cancer history, otherwise the insurance would be invalid. 

My most recent travel insurance was with The Post Office. I found it through the medicaltravelcompared.co.uk comparison website. 

Good luck!

Dave

Hi, 

I’ve been down this path before. 

The problem is that there is no formal definition of a terminal diagnosis. The nearest I’ve found is “death is imminent - expected within six weeks”. I wouldn’t trust AI for this task as it often hallucinates.

I always answer NO to this question and expand on both my diagnosis and my prognosis later in the process. My stage 4 diagnosis was classed as incurable and my worst prognosis was before treatment at between 2 and 12 months. I unexpectedly survived, but I still need to disclose my cancer history, otherwise the insurance would be invalid. 

My most recent travel insurance was with The Post Office. I found it through the medicaltravelcompared.co.uk comparison website. 

Good luck!

Dave

Hi Dave

Thanks for the link to medical travel compared you cited several months ago, it is a very useful site. Ive been refused travel insurance recently and travelled with just the GHIC card and a fresh credit card. The Post Office and Admiral frequently have best quotes although they dont seem to advertise the fact that they quote for cancer and other illnesses. None will insure if the prognosis is less than 6 months. Like you my prognosis is incurable, plus I'm receiving palliative care (not end of life care). The words incurable and palliative care are to be avoided, and as no time scale has been given to me I can answer all details of treatment and health questions truthfully. I've found that speaking on the phone gets better results as the online forms are too generic and often cut short to early refusal. Good to see you still contributing to the forum. Hope you are getting on Ok, 

Ed