Travel insurance - does stage 4 prostate cancer class me as terminal for insurance purposes?

I have stage 4 prostrate cancer but it is being managed by jag & hormone treatment and PSA LEVELS are zero.I have been told its not curable but manageable. Am I classed as terminal for insurance purposes ??

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  • Hi Scottie,

    NO!

    Technically stage 4 just means it has spread to different parts of your body. There is no formal definition of terminal but it is generally understood to mean that a patient is expected to die within six weeks. To put this into a personal context, I was diagnosed with a stage 4 cancer in 2013. 

    Shop around for travel insurance - just be brutally honest when answering their questions but don’t offer any information they don’t adk you for. I’ve used both insurancewith and allclear in the past. They will charge a lot more if you’ve just completed treatment or are awaiting treatment. Single trip may be all they’ll agree to but multi-trip can give value for money if you plan more than one trip in the next year.

    Whoever your ask, check out the small print before signing - I once almost bought what looked like a good value policy only to find they’d excluded any pre-existing conditions including my cancer. 

    Best wishes
    Dave

  • I get so angry with these insurance people I don't understand why Macmillan hasn't set up a travel website for cancer patients , as they don't do much  to help when I've needed them except pass the buck to someone else,

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