Getting Life Insurance with Lynch Syndrome

We're just in the process of moving to a bigger property and with a baby on the way we're looking to purchase life insurance and critical illness cover.

 

I have Lynch Syndrome but (touch wood) I've not had any cancer develop yet and I have regular colonoscopies to keep an eye on things.

 

I was wondering if anyone has had any experience with getting life insurance whilst being diagnosed with Lynch Syndrome? If so, how did you get on and can you recommend any particular insurers? Were you asked about Lynch Syndrome etc? I have cancer in my family and filling in some online quotes started prompting questions about Lynch Syndrome, eek.

 

I've taken a look at the CRUK Life Insurance page but I couldn't find any specific information to suit my needs.

www.cancerresearchuk.org/.../life-insuranc

 

I have my mortgage advisor working as a broker and he's looking into policies for me but I thought I would ask in case anyone has traveled down this path already. The life insurance quotes I have received so far have been pretty eye-watering and that's without adding on my family history of cancer (Mum, Dad and Sister have either had, or have cancer) and without declaring my Lynch Syndrom diagnosis. I can hear the insurers breathing in through their teeth already!

 

Thanks in advance for any advice. 

  • Hello Pisces_UK

    I noticed that you'd not had a reply to your post and wanted to suggest using the forum search function (Magnifying glass in the bar bar at the top of the page) to search for the term "life insurance". You'll find that we've had lots of similar posts and questions previously and hopefully you may find some helpful information there. 

    Best wishes, 
    Jenn
    Cancer Chat moderator

  • Hi Pisces_UK,

    I just wanted to add to Jenn's post above to say that Macmillan have some useful information about this which you can find here. You can also ring their helpline as they have insurance experts who you can speak to.

    There is some additional useful information on the Association of British Insurers website about genetic conditions and insurance.

    I hope this is helpful.

    All the best,

    Ben
    Cancer Chat Moderator