I'm coming to terms with the words incurable, but on a practical level, do I have to notify my insurance company for the mortgage, I haven't got critical illness only paid off on death.
I'm in a similar situation to you, so I'll be interested to see the responses you get.
When I was first diagnosed, I rang my insurance company to inform them, but was told this wasn't necessary. Fast forward two years and I'm incurable/ terminally ill. I have looked at the terms of my policy and have read that they will pay out on death or earlier if I have a year or less to live (obviously, this would have to be verified in writing by my doctor) and as yet, none of my medical team will 'commit' to timescales.
I've also been informed by my specialist nurse that I'm able to claim PIP (Personal Independence Payment) This is still being processed so I'm not sure how much it will be, but wondered if you were aware of this Government benefit?
I've been following your other threads too. Take care, Jo xx
I'm in a similar situation to you, so I'll be interested to see the responses you get.
When I was first diagnosed, I rang my insurance company to inform them, but was told this wasn't necessary. Fast forward two years and I'm incurable/ terminally ill. I have looked at the terms of my policy and have read that they will pay out on death or earlier if I have a year or less to live (obviously, this would have to be verified in writing by my doctor) and as yet, none of my medical team will 'commit' to timescales.
I've also been informed by my specialist nurse that I'm able to claim PIP (Personal Independence Payment) This is still being processed so I'm not sure how much it will be, but wondered if you were aware of this Government benefit?
I've been following your other threads too. Take care, Jo xx
Thanks for replying, Jo meerkat@65. My policy sounds the same. I've been told its incurable and that's it. My gp gave me the form for PIP and I rang the department on Friday as I wasn't sure I should send it off, but they assured me I should so I have.
My problem is actually seeing someone, I think because it started as breast cancer, then I had another primary in the bowel I'm under 2 departments and no lead, so I'm trying to muddle through.
Same with work, been off over a year now, don't know what to do for the best. Think I will reread the policy again.then give them a call.
