James76B  I was diagnosed with Invasive Lobular Carcinoma Breast Cancer mid January had right side mastectomy and axillary lymph node clearance.  I submitted my Critical Illness claim straight away and it was paid out within 6 weeks.  My policy was a decreasing policy and it clearly showed ne in the paperwork how much it was worth at that particular time.  Good luck with your claim.

Hi Angus101  thank you for your reply and sorry to hear you have had to go through that. Hope you have recovered well. Would you mind me asking who your insurance provider is please. Again, thank you for the response. 

 James76B my policy was with Halifax as it had originally been an add on to my mortgage.  It was a really smooth process.  I had a telephone interview with them before they sent out the claim form, I attached copies of all my medical letters and provided details they asked for. 

I didn't have any problems at all.  Wishing you all the best.

 James76B my policy was with Halifax as it had originally been an add on to my mortgage.  It was a really smooth process.  I had a telephone interview with them before they sent out the claim form, I attached copies of all my medical letters and provided details they asked for. 

I didn't have any problems at all.  Wishing you all the best.

 Angus101  thank you for the info, it's really helpful. I've started the process this week and had the telephone interview. The form was then emailed and have sent these all back. I'm with Zurich so I'm hoping it should also be straightforward. Thanks again for the information, much appreciated.