Hi,

Just after any advice or others experience of making a terminal illness claim.

I’m male, 36 with 3 kids and I’m not able to work because of everything so the payout would of meant so much.

i was diagnosed in September last year with metastatic breast cancer which had spread to my spine. I have undergone surgery including rods and screws to spine and now I’m on letrozole, zoladex and palbociclib.

my oncologist from the start told me I had a few short years. Later I asked about prognosis and making a claim and she said I should as there’s no guarantee how long I’ll live.

i got a call today from Zurich today who say as I’m having this treatment etc I could well live longer and unless I’ve definitely got less than 12 months to live won’t pay out.

i don’t think there’s any way of knowing that.

any advice would be great.

thanks

Dan