Ex Refusing to Sign Critical Illness Doc - wants 50%

Last month I was diagnosed with grade 3/stage 2 breast cancer.

I had critical illness cover still in place with an ex partner but he is now refusing to even sign the paperwork unless I give him 50% of the payout. I have contacted the insurance company (Legal and General) who have been little help, saying they won’t pay up without his signature. 

Morally, ethically, this obviously feels so wrong. The treatment has already left me unable to work, I have been lucky enough to be placed on a research trial but the treatment is intense -

chemo every two weeks for 8 weeks, then chemo every week for 12 weeks (with hormone therapy added in every three weeks), surgery, and 30 weeks of hormone therapy and then obviously reconstructive surgery. 

The full payout isn’t enough to clear my mortgage but it would have allowed me to take a year off and concentrate on getting better without any financial worries. My new partner has taken at least two months off to care for me (picked much better this time around...!)

I’ve been contacting Solicitors this morning for advice, most wriggle away saying it’s not really their area of expertise but one has kindly agreed to go through the policy detail for me. Fingers crossed.

Does anyone out there have any experience of this and can offer any advice?

Parents
  • Hi,

    I'm going to take a completely different tack and suggest you say 'Ok, you can have half, please sign immediately'.

    Keeps the money out of the hands of lawyers, you presumably get more then you paid in and the insurance company are obliged to pay up, something they try to avoid.

    Forget about your ex's reasoning, forget about him. He, along with everybody you tell, which should be everybody you can tell, will see him for what he is and treat him appropriately.

    And this issue ceases to be a problem. One less that you have to deal with. One negative removed from your life.

     

    I wish you the best

    Taff

     

    Edit - just had a thought. If you can agree to pay him half and get the money put into your account, you can then refuse to pay him and tell him to sue you for it.

    At worst you'll still get half and maybe he won't actually have the gall to sue you. And you'll have annoyed him no end.

    Even if you make out a contract with him, you can defend breaking it by saying it was coerced.

Reply
  • Hi,

    I'm going to take a completely different tack and suggest you say 'Ok, you can have half, please sign immediately'.

    Keeps the money out of the hands of lawyers, you presumably get more then you paid in and the insurance company are obliged to pay up, something they try to avoid.

    Forget about your ex's reasoning, forget about him. He, along with everybody you tell, which should be everybody you can tell, will see him for what he is and treat him appropriately.

    And this issue ceases to be a problem. One less that you have to deal with. One negative removed from your life.

     

    I wish you the best

    Taff

     

    Edit - just had a thought. If you can agree to pay him half and get the money put into your account, you can then refuse to pay him and tell him to sue you for it.

    At worst you'll still get half and maybe he won't actually have the gall to sue you. And you'll have annoyed him no end.

    Even if you make out a contract with him, you can defend breaking it by saying it was coerced.

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