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Any advice much appreciated

ChrisMc
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I have recently been operated on (twice) for breast cancer and am expecting to start chemo at the end of Jan, then follow up with radiotherapy. if my calculations are correct, this should take me up to the middle of June, and I am meant to be flying to Rhodes on June 17th. Here are my issues: 

1) When we booked the holiday and paid for the insurance, back in July, I didn't know I had cancer. Will the premium/cover still stand or will I now have reduced cover and have to pay more?

2) I don't actually want to go....my partner thinks it will 'do me good'.....as I don't know how I wll feel, am worried about a compromised immune system, probably being bald, not being able to drink, sit in the sun etc...

Does anyone have any comments/advice for me? Thanks.

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    Hi,

    I'm not an expert but so long as you had no idea that you had cancer and hadn't had it before, your insurance still should be valid BUT ...

    ... there is probably a clause stating that any significant change to your health needs to be declared before you fly. 

    The insurance should cover you if you decide to cancel now - don't forget that there will be an excess per passenger per claim.

    You really won't know how well you'll be after finishing chemo. Different chemo affects different people in different ways. I gave myself a treat by flying out on holiday but friends have just wanted to sleep afterwatds.

    I hope this helps!

    Dave

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    Hi Chris. I think you need to let your insurance company know. You don't want to compromise your situation. With regard to timescales in respect of treatment it's very hard to plan to the exact time you will finish as you run the risk of being unable to get treatments at times due to bloods etc. So what can start as a four month treatment plan can actually span much more. So you need to speak to your medical team get an idea of what they think and what they suggest. I hope all goes well for you. I had breast cancer at the start of 2013 and it took me until the end of 2014 to finish treatments. So there is no hard fast rule about timescales. The main thing is that you get your treatment and take very good care of yourself. Warm regards. A

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