Hi

I hope I'm OK to post this on here, but I wondered if anyone can advise me please. I turned 60 in November and my life insurance expired, so I've been looking into taking out a new one. However, yesterday, I had a routine dentist appointment and my dentist noticed a dark patch, like a bruise, on the roof of my mouth. As I didn't know how long it had been there, he has arranged to see me again in 3 weeks time. If it's still there, he will refer me to a specialist. I'm presuming, and hoping, it's just bruising from something I've eaten, but I'm aware that oral cancer would be one of his main concerns, although he didn't say this. My question is, do I need to wait to see what happens before taking out life insurance, or can I answer the medical questions, without mentioning this? The application asks if I've been referred to a specialist, it doesn't ask if there's any actual concerns at the moment.

Thank You