Hello Buddyk,

                    studies have shown an increased risk of developing a neuroendocrine cancer from higher alcohol comsumption,so presumably as a material fact your doctor disclosed this in their report.It should come as no surprise that your insurer would seek to use this fact to reduce any settlement,if not dismiss it completely.It can only be argued that it could have been a contributary factor and proven as the only cause,for instance genetics may have played a part.It will also depend on the policies definitions,if that states exclusions from self inflicted actions.

                                                                                                           It would be right to say that the history of heavy drinking will not have helped any claim,but further enquiries would be in order to see if it has excluded it,

                                     David