As in my intro I got the diagnosis a few weeks back.  However I had been fully employed up until April but then moved into the cotnracting and consulting world.  I knew I had to replace the benefits I had at my employer so straight away worked on putting in place life insurance.  I also had the option to extend my employers private Bupa medical insurance based on known facts in April when I left.

I got the life insurance in place one was 2 weeks before and the other 1 week before diagnosis and I had no expectation or indication from my GP that they were considering cancer until the point I got the diagnosis.  This makes me concerened they might not honour the life policies.  any advice on this would be helpful as I am paying a couple of hundred a month for the policies.

The private Bupa medical insurance I was told be the person setting it up I had to answer the questions as if they were asked on the 13th of April at which point I had no clue there was anything wrong in fact thought I was having the best yeaqr in decades regarding my health.

Should I initiate a claim on the Bupa policy ASAP to test this and does anyone know if I am likely to be insured or should I do something to also test the life policies?

Alex