Looking to travel to Spain for 1 week break away. Dad diagnosed with metastatic prostate cancer and finished chemotherapy around 6 weeks again we can't however find an insurance less than £1,500. Anyone had similar problems?
Looking to travel to Spain for 1 week break away. Dad diagnosed with metastatic prostate cancer and finished chemotherapy around 6 weeks again we can't however find an insurance less than £1,500. Anyone had similar problems?
Hi Dancing,
This is a common issue, the cost of travel/holiday insurance soars once a cancer diagnosis has been received. It is worth shopping around though, I've found the difference between quotes is literally in thousands for almost identical cover.
Whatever you do, make sure you declare absolutely everything as there have been cases where some insurers have refused to pay out because conditions haven't been declared, even when they weren't relevant to the claim.
On the other hand, if the word "terminal" hasn't been used tick the NO box (usually a terminal prognosis is only formally given i death is expected within about six months, but people often confuse Stage 4 with terminal but they ARE different.
I have used Essential Travel, OK to Travel and people on here have recommended Insurance With ... whose prices look very competitive. It is always worth checking the difference between a one off and annual cover - last year I paid only 50% more for an annual policy compared with a ten day policy.
If it looks too good to be true, it probably is. Watch out for cheap deals which sneakily exclude anything to do with the declared medical conditions disclosed.
Good luck
Dave
Hi Dancing,
This is a common issue, the cost of travel/holiday insurance soars once a cancer diagnosis has been received. It is worth shopping around though, I've found the difference between quotes is literally in thousands for almost identical cover.
Whatever you do, make sure you declare absolutely everything as there have been cases where some insurers have refused to pay out because conditions haven't been declared, even when they weren't relevant to the claim.
On the other hand, if the word "terminal" hasn't been used tick the NO box (usually a terminal prognosis is only formally given i death is expected within about six months, but people often confuse Stage 4 with terminal but they ARE different.
I have used Essential Travel, OK to Travel and people on here have recommended Insurance With ... whose prices look very competitive. It is always worth checking the difference between a one off and annual cover - last year I paid only 50% more for an annual policy compared with a ten day policy.
If it looks too good to be true, it probably is. Watch out for cheap deals which sneakily exclude anything to do with the declared medical conditions disclosed.
Good luck
Dave