I pay 60 pound a month for critical and life insurance for the past 30 years / got breast cancer in Jan 24 put a claim in, I’ve had two operations and two surgeries and now I have a smaller boo than the other and now just waiting to have radiotherapy. The cancer  was classed as intermediate high grade DCIS. Got told as I should be alive in 12 months time so I don’t qualify “ what am I pay for??” If I was dead in 12 months time is that t it classed as life insurance?