Critical illness

Hi I am so stressed, we started a claim after my diagnosis. 
They rang me yesterday and asked if had anything like this before and I said yes, which isn’t really true as it was to do with breastfeeding and a milk duct was blocked. But now I don’t think they will pay out. 

they never said they wouldn’t but my husband heard and I think this could be straw that broke the camels back for us. If I have lost us this money when we need it I think we will end up divorced. He is so angry with me. I don’t blame him to be fair. 

Parents
  • Hi. I’m gathering you are claiming for breast cancer? I have recently been through this process. The good thing is that your doctor will have to fill in a report and give over access the medical records to the insurance company.  Therefore it will be clear on the report that the issue was with a milk duct not invasive cancer, and there shouldn’t really be a link between the two. Two seperate issues. The insurance company have to have a pretty good reason not to pay out for cancer.
    Please try not to worry x 

  • I really hope you are right. I feel so sick and we have argued all day and I don’t see an end to this arguments till we know the outcome of the claim. So the doctor just gives access to the medical records anyway? I thought so. Well hubby thinks because I didn’t mention it it’s classed as being dishonest so they won’t pay out on that basis. He has been researching and researching constantly since it happened. I just don’t think we can get through this. He’s just so mad. 

  • Yes as far as I know the insurance company have access to medical records , and I know my GP had to fill in a report . It’s this that can take a while for a claim to come through . I think my claim took about 8 weeks to be agreed and paid out.  I hope you are ok and he calms down xx 

  • Having a calmer time here how juts to update. I may try and speak with the handler when she returns. Need time to mull it over. Going to try and enjoy Christmas. Thanks for all the support and comments. 

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