Hi can't you book Bupa appointment so that if NHS strikes do go ahead and you don't get seen you can still go with Bupa ,if you get seen with NHS you can cancel Bupa .

Someone can correct me if i'm wrong, and you can correct me too, but doesn't BUPA care via a policy work in the same manner as other insurance policies? Meaning, if they were to contact them and make an appointment, it would be counted as them using the policy regardless if they made a claim or not?

If i was the OP, i'd query that before using it because it may affect their policy should they need to use it properly in future. These things usually work on an annual basis, so maybe they only allow for so many appointments etc.

I'm not sure you may well be right ,I never thought of that .

I'm not sure you may well be right ,I never thought of that .

I know with normal insurance policies, if you call them up and tell them you may have to claim or the claim doesn't go any further for any reason, it gets jotted down as a claim. So your premiums go up regardless.

With these things, there is no poor insurance company and they get you every which way, so I'd always query these things in case it affects anything down the line. Different if they were gonna use the appointment, but making one, then cancelling it if it came to that, would count as a usage as it would with any insurance policy i would assume.