A friend is caring for her husband in the last few months of his life and she’s starting to think about the future afterwards when it’s just her and their children. She’s saying she’s not going to have money as he was the main source in income, might have to move house, get rid of pets, give up her home business that she worked so hard to build. Is this just the brain on overtime thinking about all the decisions she’ll have to make on her own. I don’t know how to advise her other than one step at a time. Should she discuss this with her husband whilst he’s still alive. She said she’s trying but he’s confused. This family do everything together and the husband and wife are never apart. I just don’t know what advice to give but want to be there and not say the wrong thing.